Hello Maria, Wall of worry is the financial markets' periodic tendency to surmount a host of negative factors and keep ascending. Wall of worry is generally used in connection with the stock Read more

Hi Peter, An over-limit fee is a penalty charged by a credit card company if a credit card user exceeds the card’s credit limit. Over-limit fees are typically $25 for the first over-limit charge Read more

Hello PrettyWoman, A day trader is a trader who executes short and long trades to capitalize on intraday market price action. The price action is a result of temporary supply and demand Read more

Hello Fluffy, A variable rate mortgage is a type of home loan in which the interest rate is not fixed. Instead, interest payments will be adjusted at a level above a specific benchmark or reference Read more

Hello LuckyMan, Losses incurred refers to benefits paid to policyholders during the current year, plus changes to loss reserves from the previous year. Losses incurred represents profit that an Read more

Hi ForexGuy, Eating stock refers to the forced purchase of a security when there are insufficient buyers. The term generally applies to underwriters of a company’s initial public offering (IPO). Read more

Hello Andrew, A knock-in option is a latent option contract that begins to function as a normal option ("knocks in") only once a certain price level is reached before expiration. Knock-ins Read more

Hello LuckyWoman, The breakeven yield is the yield required to cover the cost of marketing a banking product or service. Breakeven yield is the point at which the money, which the sale of a product Read more

Hello Maria, Overtrading refers to excessive buying and selling of stocks by either a broker or an individual trader. Both are entirely different situations and have very different implications. An Read more

Hello Peter, A cyclical stock is a type of equity security whose price is affected by macroeconomic, systematic changes in the overall economy. Cyclical stocks are known for following the cycles of Read more

Hi PrettyWoman, A SuperMontage is a fully integrated order display and execution system for the trading of Nasdaq-listed securities. Nasdaq's SuperMontage trading system facilitates better Read more

Hello Fluffy, Macroprudential analysis is a method of economic analysis that evaluates the health, soundness and vulnerabilities of a financial system. Macroprudential analysis looks at the health Read more